When you need extra cash we can set up a personal loan for you.
We can provide financing to help you with larger purchases including the following:
- Home Improvements
- Debt Consolidation
- Overdraft Protection
Please come in today and visit with one of our Personal Bankers to apply and have any of your loan questions answered.
Collateral for these types of loans can be First Bank of Wyoming certificates of deposit, real estate, and other personal property.
First Preferred Line of Credit
We also offer a revolving line of credit product with competitive rates and higher limits than credit cards. Payments may be interest only for the term of the loan, then can be paid off, renewed or restructured. Easy access to cash by writing a check.
To apply for a First Preferred Line of Credit, please stop in any of our bank locations and visit with one of our Personal Bankers.
First Bank of Wyoming does not provide specific Student Loan Financing. We encourage those who are seeking Student Financing to check with the Student Financial Aid office/representative(s) at their respective educational institutions. For a FREE Federal Student Aid Application Form visit: www.fafsa.ed.gov
Lot Financing Program
First Bank of Wyoming has a special lot financing program designed for those who want to buy a lot with plans to build a home for personal use in the near future. The program has an interest-only feature which allows you to prepare for construction.
These loans are set up to provide simple, cost-effective financing for lot purchases.
Home Equity Lines of Credit and Loans
By using the equity in your home, you may qualify for a sizable amount of credit, available, for use when and how you please, at an interest rate that is relatively low.
A home equity line of credit (HELOC) is a form of revolving credit in which your home serves as collateral. This form of credit can be used for major items such as:
- home improvements
- medical expenses
With a HELOC you will be approved for a specific amount of credit. This amount, your credit limit, will be calculated based on a percentage of the appraised value of your home and then subtracting from that the balance owed on the existing mortgage.
To learn more about a Home Equity Line of Credit, please call us today at the following number and ask to speak with one of our Real Estate Lenders for assistance.
Please contact us, 1-800-377-6909, so you can say YES to yourself today!
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