Savings Choices
First Bank of Wyoming pays competitive interest rates on savings products that are eligible for insurance by the FDIC. Call toll free for current interest rate quotes, 1 800 377 6909 or contact us through our website.

Certificate of Deposits
First Bank of Wyoming offers fixed rate certificates of deposit (CDs) with terms ranging from 3 months to 60 months..

Contact us for terms, conditions and current rates.

Account Type Minimum to Open Monthly Service Charge
CERTIFICATE OF DEPOSITS
3 Month CD
$500 None
6 Month CD
$500 None
9 Month CD
$500 None
12 Month CD
$500 None
24 Month CD
$500 None
36 Month CD
$500 None
48 Month CD
$500 None
60 Month CD
$500 None
MONEY MARKET ACCOUNTS
Money Market
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Money Market Account

If you are wanting to earn higher interest on your money while still maintaining access to your funds, then our First Investor Money Market Account is an ideal choice:

Money Market Account

  • $2500 minimum daily balance requirement to avoid a $10.00 monthly fee.
  • Imaged checks are returned with your statements.
SAVINGS ACCOUNTS
Personal Savings
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Personal Savings

Competitive Interest Rate

  • Only a $100 minimum balance requirement to avoid a $2.00 monthly fee. This fee will not apply if the account owner is a minor or a minor's trust.
Christmas Savings
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$0 None

First Christmas Savings

Save for Christmas and earn a higher interest rate than a regular savings account.

  • Earn a competitive interest rate.
  • Only a $100 minimum balance requirement to avoid a $2.00 monthly fee. This fee will not apply if the account owner is a minor or a minor's trust.
  • You choose a monthly deposit amount, and this amount is then automatically transferred from another account of your choice (savings or checking).

 

Health Savings Accounts
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Health Savings Account (HSA) 

A Health Savings Account can help you with high deductible health plans, save for qualified medical expenses and earn an Annual Percentage Yield on your account.

  • No set-up or monthly fees.
  • Unlimited withdrawals
  • HSA contributions are tax deductible
  • HSA earnings are tax deferred
  • Helps pay your deductible on a High-Deductible Health Care Plan (HDHP).
  • No income limits to be eligible.
  • Unlike Flex Acounts, unused balance at the end of the year will rollover into the next year.

Interest is computed by the daily interest method which applies a daily periodic rate to the principal in the account each day. It begins to accrue on the first business day after the banking day non-cash items are deposited. Interest does not add to the principal when accrued. Interest is paid monthly. See a branch representative for additional terms, conditions, and current rates. Fees could reduce earnings on accounts. Rates may be changed at the discretion of the Bank at any time.

First Bank of Wyoming does not give tax advice to any person regarding eligibility, contributions, or distributions. Please contact a financial or tax advisor for answers to your tax questions.

IRA
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Individual Retirement Accounts

An IRA is a personal savings plan that provides income tax advantages to individuals saving money for retirement purposes. We have Individual Retirement Accounts (IRA) that range from 1 month to 60 months and First Bank of Wyoming has no set up or annual fee. See a branch representative for additional terms, conditions, and the current rates.


Financial experts estimate that you may need up to 85% of your pre-retirement income in retirement. An employer-sponsored plan might not be enough to accumulate the savings you need. Fortunately, you can contribute to both a 401(k) and an IRA.


First Bank of Wyoming does not give tax advice to any person regarding eligibility, contributions, or distributions. Please contact a financial or tax advisor for answers to your tax questions.

Contact us or see a branch representative for additional terms, conditions and the current rates.

Click on "More" and "Hide" to view and hide additional details about each account type.

 Other fees may apply. See Schedule of Fees for details.