Savings Choices
First Bank of Wyoming pays competitive interest rates on savings products that are eligible for insurance by the FDIC. Call toll free for current interest rate quotes, 1 800 377 6909 or contact us through our website.

Certificate of Deposits
First Bank of Wyoming offers fixed rate certificates of deposit (CDs) with terms ranging from 1 month to 5 years.

Contact us for terms, conditions and current rates.

Account Type Minimum to Open Monthly Service Charge
CERTIFICATE OF DEPOSITS
1 Month CD
$2,500 None
91 Day CD
$1,000 None
182 Day CD
$1,000 None
1 Year CD
$500 None
1 1/2 Year CD
$500 None
2 Year CD
$500 None
3 Year CD
$500 None
4 Year CD
$500 None
5 Year CD
$500 None
MONEY MARKET ACCOUNTS
First Investor Account
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First Investor Account

If you are wanting to earn higher interest on your money while still maintaining access to your funds, then our First Investor Money Market Account is an ideal choice:

First Investor Account (Money Market Account)

  • Only a $50 minimum deposit required to open this account.
  • Only a $2,500 minimum daily balance requirement to avoid a $5 monthly fee.
  • Imaged checks are returned with your statements.
SAVINGS ACCOUNTS
Personal Savings
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Personal Savings

  • Only a $50.00 minimum deposit required to open this account.
  • Competitive Interest Rate
  • Only a $150 minimum balance requirement to avoid a $1.50 monthly fee. This fee will not apply if the account owner is a minor or a minor's trust.
First Christmas Savings
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$50 None

First Christmas Savings

Save for Christmas and earn a higher interest rate than a regular savings account. Receive your Christmas Check in time for Holiday Shopping.

  • Earn a competitive interest rate.
  • Only a $50 minimum deposit is required.
  • You choose a monthly deposit amount, and this amount is then automatically transferred from another account of your choice (savings or checking).
  • Because this account is a Christmas Savings account, you may not make any withdrawals from this acount until November 15. If a withdrawal is made from this account prior to November 15, the interest rate will change to the then current rate of our Personal Savings Account and no automatic disbursement will be made on November 15.
  • You will receive a Christmas Check in time for Thanksgiving weekend shopping!

 

Health Savings Accounts
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Health Savings Account (HSA) 

A Health Savings Account can help you with high deductible health plans, save for qualified medical expenses and earn an Annual Percentage Yield on your account.

  • No set-up or monthly fees.
  • Unlimited withdrawals
  • HSA contributions are tax deductible
  • HSA earnings are tax deferred
  • Helps pay your deductible on a High-Deductible Health Care Plan (HDHP).
  • No income limits to be eligible.
  • Unlike Flex Acounts, unused balance at the end of the year will rollover into the next year.

Interest is computed by the daily interest method which applies a daily periodic rate to the principal in the account each day. It begins to accrue on the first business day after the banking day non-cash items are deposited. Interest does not add to the principal when accrued. Interest is paid monthly. See a branch representative for additional terms, conditions, and current rates. Fees could reduce earnings on accounts. Rates may be changed at the discretion of the Bank at any time.

First Bank of Wyoming does not give tax advice to any person regarding eligibility, contributions, or distributions. Please contact a financial or tax advisor for answers to your tax questions.

IRA
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Individual Retirement Accounts

An IRA is a personal savings plan that provides income tax advantages to individuals saving money for retirement purposes. We have Individual Retirement Accounts (IRA) that range from 1 month to 60 months and First Bank of Wyoming has no set up or annual fee. See a branch representative for additional terms, conditions, and the current rates.


Financial experts estimate that you may need up to 85% of your pre-retirement income in retirement. An employer-sponsored plan might not be enough to accumulate the savings you need. Fortunately, you can contribute to both a 401(k) and an IRA.


First Bank of Wyoming does not give tax advice to any person regarding eligibility, contributions, or distributions. Please contact a financial or tax advisor for answers to your tax questions.

Contact us or see a branch representative for additional terms, conditions and the current rates.

Click on "More" and "Hide" to view and hide additional details about each account type.

 Other fees may apply. See Schedule of Fees for details.